Withdraw to Bank

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NGN Bank Transfer / Withdrawal

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How to Perform a Bank Transfer

1. Ensure the user has sufficient balance in their NGN wallet.
2. Retrieve the list of supported Nigerian banks and their respective bankCode values by calling the utility endpoint: /transaction/{method}/providers
3. Pass the following query parameters to the utility endpoint:

   Parameter	Value
   method	BANK_TRANSFER
   currency	NGN
   iso2	NG

4. Use the returned bankCode when initiating a transfer.

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Required Fields

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Optional Fields

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Sample Request Payload

{
  "currency": "NGN",
  "amount": 15000,
  "narration": "Refund",
  "accountNumber": "5010755577",
  "bankCode": "999240",
  "accountName": "MONIRATESLIMITE / JOHN DOE",
  "bankName": "SAFE HAVEN SANDBOX BANK"
}

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Notes

• This endpoint is only for NGN bank transfers.
• Fees may apply and will be deducted from the wallet balance.
• Transfers are subject to bank processing times.
• Invalid bank codes or insufficient balance will result in validation errors.