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A virtual one-time account is another way to collect NGN from users. Each account is generated on demand, valid for a limited duration, and tied to a specific amount.
Virtual one-time accounts are limited to NGN only. You must have an existing NGN wallet before creating one.
Endpoint: POST /transaction/collection/virtual-account

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Request Body

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Sandbox vs. Production

  1. In sandbox, creating a virtual account with an amount greater than ₦10,000 will throw a validation error.
  2. In sandbox, the account generated is automatically funded.
  3. Fees may apply.