# Monirates

- [Introduction](https://docs.monirates.com/getting-started/index.md): Send and receive cross-border payments across Africa and beyond using the Monirates API.
- [Quickstart](https://docs.monirates.com/getting-started/quickstart.md): Get up and running with the Monirates API in minutes.
- [Authentication](https://docs.monirates.com/getting-started/authentication.md): Authenticate your requests to the Monirates API using your API key.
- [Sandbox](https://docs.monirates.com/getting-started/sandbox.md)
- [Use Cases](https://docs.monirates.com/getting-started/use-case-1.md): Various use cases monirates ICPs can leverage our products
- [Supported Countries](https://docs.monirates.com/getting-started/supported-countries.md): View all countries and corridors supported by the Monirates API.
- [Webhooks](https://docs.monirates.com/getting-started/webhook.md): Receive real-time event updates from Monirates directly to your server.
- [Create an exchange](https://docs.monirates.com/guides/index.md): How to make an exchange
- [Payment Made](https://docs.monirates.com/guides/payment-made.md): Confirm payment for initiated transactions has been made
- [Get Rate](https://docs.monirates.com/guides/get-rate.md): How to fetch rate
- [Create Payment Link](https://docs.monirates.com/guides/create-payment-link.md): API reference for creating a payment link with flexible payment method configuration
- [Create Exchange from Payment Link](https://docs.monirates.com/guides/untitled-page.md): How to calculate a rate and create an exchange order from a payment link
- [Create Wallet](https://docs.monirates.com/guides/create-wallet.md): Create a wallet for a specific currency
- [Fund Wallet](https://docs.monirates.com/guides/fund-wallet.md): Fund a wallet using supported payment methods
- [Wallet Balance](https://docs.monirates.com/guides/wallet.md): Retrieve all wallets associated with the authenticated user along with their respective balances
- [Withdraw Funds to Bank](https://docs.monirates.com/guides/withdraw-funds-from-bank.md): Endpoint reference for withdrawing Nigerian Naira via bank transfer
- [Withdraw to Mobile Money](https://docs.monirates.com/guides/withdraw-funds-to-mobile-money.md): Endpoint reference for withdrawing funds to mobile money accounts across supported currencies
- [Virtual One Time Account](https://docs.monirates.com/guides/virtual-one-time-account.md): How to use the virtual one time account
- [Stable Currency Wallet](https://docs.monirates.com/guides/stable-wallets.md): Manage stable currency wallets, check balances, and move funds across supported networks.
- [Stable Currency Sub-Wallet](https://docs.monirates.com/guides/stable-sub-wallets.md): Manage stable currency wallets for sub-accounts created under a business.
- [Supported Payment Methods](https://docs.monirates.com/guides/supported-payment-methods.md): Required fields and rules for each supported payment method
- [Lookup Banks / Providers](https://docs.monirates.com/guides/lookup-bank-provider.md): Retrieve available banks or mobile money providers for a given country, and verify account or wallet details before initiating a transaction.
- [Sub-Account](https://docs.monirates.com/untitled-page.md): Create and manage sub-accounts under a business, ahead of provisioning a sub-wallet for each.
- [Create an exchange](https://docs.monirates.com/api-reference/exchange/create-an-exchange.md)
- [Payment made](https://docs.monirates.com/api-reference/exchange/payment-made.md)
- [Exchange history](https://docs.monirates.com/api-reference/exchange/exchange-history.md)
- [Lookup exchange](https://docs.monirates.com/api-reference/exchange/lookup-exchange.md)
- [Create payment link](https://docs.monirates.com/api-reference/payment-link/create-payment-link.md)
- [Get payment link](https://docs.monirates.com/api-reference/payment-link/get-payment-link.md)
- [Update payment link](https://docs.monirates.com/api-reference/payment-link/update-payment-link.md)
- [Get payment links](https://docs.monirates.com/api-reference/payment-link/get-payment-links.md)
- [Cancel payment link](https://docs.monirates.com/api-reference/payment-link/cancel-payment-link.md): Creator cancels a payment link
- [Decline payment link](https://docs.monirates.com/api-reference/payment-link/decline-payment-link.md): Payer declines a payment link
- [Fetch payment link](https://docs.monirates.com/api-reference/payment-link/fetch-payment-link.md): Payer fetches a payment link
- [Payment link rate](https://docs.monirates.com/api-reference/payment-link/payment-link-rate.md): Get payment link rate to create an exchange
- [Create exchange](https://docs.monirates.com/api-reference/payment-link/create-exchange.md): Create an exchange from a payment link
- [Payment made](https://docs.monirates.com/api-reference/payment-link/payment-made.md): Payment made from a payment link
- [Create wallet](https://docs.monirates.com/api-reference/wallet/create-wallet.md): Create a wallet for a user. A user can have multiple FIAT wallets.
- [Balance](https://docs.monirates.com/api-reference/wallet/balance.md): Get the balance of all wallets owned by the user. If currency query param is provided, returns balance for that currency only.
- [Fund wallet](https://docs.monirates.com/api-reference/transaction/fund-wallet.md): Fund wallet with the specified amount.
- [Withdraw to bank](https://docs.monirates.com/api-reference/transaction/withdraw-to-bank.md): Withdraw funds from a wallet to a bank account.
- [Withdraw to mobile money](https://docs.monirates.com/api-reference/transaction/withdraw-to-mobile-money.md): Withdraw funds from a wallet to a mobile money account.
- [Get transactions](https://docs.monirates.com/api-reference/transaction/get-transactions.md): Get a list of all transactions for the user.
- [Lookup transaction](https://docs.monirates.com/api-reference/transaction/lookup-transaction.md): Get details of a specific transaction.
- [Create virtual bank account](https://docs.monirates.com/api-reference/virtual-bank-accounts/create-virtual-bank-account.md): Create a one-time virtual bank account for collection.
- [List virtual bank accounts](https://docs.monirates.com/api-reference/virtual-bank-accounts/list-virtual-bank-accounts.md): Get a list of all virtual bank accounts for the user.
- [Get virtual bank account](https://docs.monirates.com/api-reference/virtual-bank-accounts/get-virtual-bank-account.md): Get details of a specific virtual bank account.
- [Create sub-account](https://docs.monirates.com/api-reference/business-sub-account/create-sub-account.md): Create a sub-account for a business. A sub-account is a user's account that is tied to a business.
- [List sub-accounts](https://docs.monirates.com/api-reference/business-sub-account/list-sub-accounts.md): Get all sub-accounts for a business.
- [Get sub-account](https://docs.monirates.com/api-reference/business-sub-account/get-sub-account.md): Get a sub-account for a business.
- [Create stable wallet](https://docs.monirates.com/api-reference/stable-wallet/create-stable-wallet.md): Create a stable wallet for a user.
- [Get balance](https://docs.monirates.com/api-reference/stable-wallet/get-balance.md): Get USDT and USDC balances across all supported networks
- [Withdraw stable currency](https://docs.monirates.com/api-reference/stable-wallet/withdraw-stable-currency.md): Withdraw USDT or USDC to an external address
- [Get transactions](https://docs.monirates.com/api-reference/stable-wallet/get-transactions.md): Fetch transaction histories for a user
- [Lookup transaction](https://docs.monirates.com/api-reference/stable-wallet/lookup-transaction.md): Fetch a single transaction
- [Sub-wallet overview](https://docs.monirates.com/api-reference/stable-wallet/sub-wallet-overview.md): Get paginated USDT and USDC balance totals for all sub-accounts under a business
- [Fund dev wallet](https://docs.monirates.com/api-reference/stable-wallet/fund-dev-wallet.md): Testnet only. Fund a wallet with the specified amount. This endpoint is ony available in development environment. amount per transaction capped at 1000 USDT/USDC
- [Create sub-wallet](https://docs.monirates.com/api-reference/stable-wallet/create-sub-wallet.md): Create a stable wallet for a sub-account.
- [Sub-wallet balance](https://docs.monirates.com/api-reference/stable-wallet/sub-wallet-balance.md): Get USDT and USDC balances across all supported networks for a sub-account
- [Sub-wallet withdrawal](https://docs.monirates.com/api-reference/stable-wallet/sub-wallet-withdrawal.md): Withdraw USDT or USDC from a sub-account to an external address
- [Sub-wallet transactions](https://docs.monirates.com/api-reference/stable-wallet/sub-wallet-transactions.md): Fetch transaction histories for a sub-account
- [Sub-wallet transaction](https://docs.monirates.com/api-reference/stable-wallet/sub-wallet-transaction.md): Fetch a single transaction for a sub-account
- [Get rate](https://docs.monirates.com/api-reference/utility/get-rate.md)
- [Get webhooks](https://docs.monirates.com/api-reference/webhook/get-webhooks.md)
- [View webhook](https://docs.monirates.com/api-reference/webhook/view-webhook.md)
- [Retry webhook](https://docs.monirates.com/api-reference/webhook/retry-webhook.md)
- [Get providers](https://docs.monirates.com/api-reference/providers/get-providers.md)
- [Verify bank account](https://docs.monirates.com/api-reference/providers/verify-bank-account.md)
- [Initiate identity verification](https://docs.monirates.com/api-reference/providers/initiate-identity-verification.md)

## OpenAPI Specs

- [openapi](/api-reference/openapi.json)
- [api-docs](https://interface.monirates.com/v1/api-docs.json)


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