> ## Documentation Index
> Fetch the complete documentation index at: https://docs.monirates.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Send and receive cross-border payments across Africa and beyond using the Monirates API.

# Monirates API

Monirates provides infrastructure for **cross-border FX payments**, enabling businesses to send, receive, and manage money across multiple currencies and countries — all through a single, unified API.

***

## Why Monirates?

Building cross-border payments in Africa is complex:

* Fragmented banking systems
* FX liquidity challenges
* Regulatory differences across countries
* Poor developer infrastructure

Monirates abstracts all of this so you don't need to:

* Integrate multiple payment providers
* Handle FX conversions manually
* Manage settlement across regions

We handle the complexity — you focus on your product.

***

## What You Can Do

With the Monirates API, you can:

* 🌍 Send payments from Nigeria, Ghana, and other regions to African countries
* 💱 Convert currencies in real-time using competitive FX rates
* 💳 Create payment links for easy collections
* 🔄 Automate payouts and settlements
* 📊 Track transactions and balances programmatically

***

## Next Steps

<CardGroup cols={2}>
  <Card title="Quickstart" icon="bolt" href="/getting-started/quickstart">
    Get up and running with the Monirates API in minutes.
  </Card>

  <Card title="Authentication" icon="lock" href="/getting-started/authentication">
    Learn how to authenticate your API requests.
  </Card>

  <Card title="Sandbox" icon="microscope" href="/getting-started/sandbox">
    Test your integration safely before going live.
  </Card>

  <Card title="Supported Countries" icon="globe" href="/getting-started/supported-countries">
    View all supported countries and corridors.
  </Card>
</CardGroup>